How to get a unilateral accident certificate
Unilateral accidents are a common type of traffic accident during driving. Whether it is hitting a guardrail, a tree, or causing damage to the vehicle due to improper operation, a unilateral accident certificate is required for subsequent insurance claims or repairs. This article will introduce in detail the issuance process, required materials and precautions of unilateral accident certificates to help you solve problems efficiently.
1. What is a unilateral accident?
Unilateral accidents refer to traffic accidents caused by a single vehicle and do not involve other vehicles or pedestrians. Common unilateral accidents include:
| Type of accident | Example |
|---|---|
| Hit the fixture | Crashing guardrails, trees, walls, etc. |
| Vehicle rollover | Due to improper operation or slippery road surface |
| Self-ignition | Vehicle fires due to malfunction or high temperature |
2. The process of issuing unilateral accident certificates
Issuing a unilateral accident certificate usually requires the following steps:
| step | Specific operations |
|---|---|
| 1. Protect the site | Turn on the hazard alarm light and place warning signs to ensure safety. |
| 2. Call the police | Call 122 or the local traffic police and wait for the traffic police to arrive. |
| 3. Take photos and collect evidence | Photograph the accident site, damaged parts of the vehicle and the surrounding environment. |
| 4. Fill in the accident identification form | After the traffic police arrive, they will issue a "Traffic Accident Identification Letter". |
| 5. Contact the insurance company | Apply for claims from the insurance company based on the certification letter. |
3. Materials required to issue unilateral accident certificate
The following is a list of materials to prepare when issuing a unilateral accident certificate:
| Material name | Remark |
|---|---|
| Car owner's ID card | Original and copy |
| Driver's license | Original and copy |
| Driving license | Original and copy |
| Compulsory traffic insurance policy | a copy |
| Photos of the accident scene | Clearly display the accident situation and damaged parts of the vehicle |
4. Things to note
1.Call the police in time:Unilateral accidents also require an alarm, otherwise it may affect insurance claims.
2.Retain evidence:When taking pictures or recording, the vehicle location, damaged parts and surrounding environment must be included.
3.Avoid moving vehicles:Try not to move the vehicle before the traffic police arrives to avoid affecting the determination of responsibility.
4.Insurance time limit:It is usually necessary to report the case to the insurance company within 48 hours after the accident.
5. Frequently Asked Questions
Q1: Can unilateral accidents be settled privately?
A1: It is not recommended to settle privately, especially when it involves insurance claims, the traffic police must issue an accident identification form.
Q2: Can you make a claim without an accident identification?
A2: Some insurance companies may require a replacement certificate, and it is recommended to call the police as soon as possible.
Q3: Will a unilateral accident affect the next year's premium?
A3: If you apply for a claim, it will usually affect the floating premium of the following year.
Summarize
The issuance process of unilateral accident certificates is not complicated, but attention should be paid to protecting the scene, promptly calling the police and retaining evidence. After preparing the relevant materials, follow the steps to complete the claims or repairs successfully. Hope this article can provide you with practical help!
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